Stay Afloat When Disaster Strikes

Boats and Personal Watercraft Insurance

Whether it’s an action-packed speed machine or a relaxing stage for a family barbecue, there’s nothing like a day out on the water. Fletcher Insurance Group knows how much you enjoy you enjoy your boat or watercraft, so we’ve come up with quality, affordable coverage plans just for them.

Contact us today to find out how we can help.

What’s Covered Under Boats and Personal Watercraft Insurance?

The following three coverages are the most common and essential protection plans for boats and personal watercrafts:

Liability Coverage

Covers payments for injury and property damage to others due to a covered accident that you’re found legally responsible for. Liability coverage includes pollution liability insurance and wreckage removal.

Collision Coverage

Helps pay for repairs to your personal watercraft, motors, trailers, permanent and portable equipment due to collision.

Comprehensive Coverage

Covers your personal water craft, motors, trailers, permanent and portable equipment that need repair due to storms, fire or theft.

Additional Features and Benefits to Consider

In addition to the essential coverages above, you should consider the following insurance plans to ensure you, your family and your watercraft are covered from all angles.

  • Vanishing Deductible
  • Multi-Policy Discount available
  • No Duplication of Insurance surcharge points with other qualifying lines of business
  • Pay In Full Discount

Medical Payment Coverage

Pays for medical expenses for injuries occurring to you or others while on your boat.

On-Water Towing and Labor Coverage

Pays for towing cost and emergency repairs due to breakdown on the water.

If you need help deciding on the best coverage plan for your boat or personal watercraft, please consult one of our reps by requesting a quote.

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