We Cover the Road Ahead
Personal Auto Insurance
Life is full of the unexpected, which is especially true on the road. Aggressive drivers, bad road conditions and animal crossings could spell disaster if you’re not insured. On top of that, it’s illegal to drive without car insurance in all 50 states.
Contact us today to find out how we can help.
Elements of Personal Auto Insurance
At fletcher, we provide the most competitive coverage that will protect you and your vehicle in collisions, theft and unforeseen incidents. It all starts with the following essential coverages:
Liability Coverage (Bodily Injury and Property Damage)
If you’ve gotten into a car accident for which you are at fault, this coverage pays for the expenses of others’ injuries and repairs to their car. It also pays for a legal defense in the possibility of a lawsuit.
Medical Payment Coverage
Medical Payment coverage helps pay for medical or funeral expenses of covered drivers and passengers in the event of an accident, no matter whose fault it was. This coverage is usually optional.
Uninsured Motorist Coverage
If you’ve had an accident in which the other driver is at fault, their liability insurance would be responsible for paying the medical expenses and car repair quotes. However, if they don’t have insurance, you would have to pay out of pocket for both of those things. In this instance, Uninsured Motorist coverage helps you pay.
Exclusive Features With Fletcher
Accident / Minor Violation Forgiveness
With some Fletcher Insurance Group plans, your premium could potentially not go up after your household’s first at-fault accident.
To get started on an auto insurance policy with Fletcher Insurance Group and take advantage of these bonuses, get in contact with a rep by requesting a quote.