Eliminating the “What-If”
General Liability Insurance
It’s impossible to plan for everything; there will always be something unanticipated that poses a threat your business, but you don’t have to let that threat linger in your mind. Stay worry-free with Liability Insurance and protect against unseen disaster.
Contact us today to find out how we can help.
How Liability Insurance Guards Your Business in Unknown Circumstances
Liability insurance will help cover medical payments, attorney costs and damages you may be legally responsible for. It’s also useful for many things that may not even appear obvious; something as simple as an employee making a recommendation that causes injury puts you at risk for a liability lawsuit.
In those unforeseen events, we help you cover legal fees no matter who is at fault, and our coverage extends to protection over judgments and court expenses. We offer encompassing basic plans with customization options that assure you have all the coverage you desire.
What’s Covered and What You Should Know
A general liability plan is one of the most common coverages because it protects against the damages that occur most often, such as:
There are two types of liability coverages for businesses to choose from:
Occurrence Policy
An occurrence policy covers a business for harm caused to others through an incident that occurred during the term of a policy.
Claims Made Policy
Claims made policies cover the business using the active policy when the claim was made; it doesn’t matter when the incident occurred.