Stay Trucking With the Best Coverage
Hauling and Trucking Contractors Coverage
Owner operators of a trucking or hauling business know just how expensive each piece of equipment or vehicle is. Whether you’re leasing with a motor carrier or own your vehicles, Fletcher Insurance Group provides you just the right coverage for your hauling and trucking business.
Contact us today to find out how we can help.
Under Lease - Basics of Hauling and Trucking Coverage
If you’re a driver under lease to a motor carrier, the coverage you need will depend on your lease agreement with whom it is under. Usually, a motor carrier only supplies Primary Liability coverage as you work for them, which protects in the event of injury or damage to others and their property when you are at fault for an accident.
This means that you will be responsible for obtaining any other trucking and hauling coverage plans, such as:
Non-Trucking Liability Insurance
Provides coverage for when you are not on dispatch.
Physical Damage Coverage
Helps to pay for repairs or replacements for your truck when an accident or theft occurs.
Motor Truck Cargo Insurance
Helps pay for the loss or damage of contents being transported.
Many motor carriers will offer these plans to you at an additional cost, but you can usually get them cheaper by purchasing a package plan from us at Fletcher Insurance Group.
Non-Leased Operators – Recommended Trucking and Hauling Coverage
If you operate a trucking or hauling business on your own, you will require your own set of coverage options, including:
Liability Insurance
Covers bodily injury and property damage to others and their property.
Physical Damage Coverage
Covers your truck’s accident damage due to collision or unexpected event, such as a fallen tree.
Motor Truck Cargo Insurance
Pays for losses to items in transport due to fire, theft or collision.
When requesting a quote, a Fletcher Insurance rep will be available to determine your exact needs and tailor a cover plan that’s just right for you.