Performance-Based Investments

Variable Annuities

Are you looking for somewhere to invest your hard-earned money and earn returns based on how your investments are doing? With variable annuities, you can do just that. You can put your money to work in easy-to-select annuities without having to do a ton of research.

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What Are Variable Annuities?

When you choose to invest in a variable annuity, you get to select your own investments and earn returns based on performance. You’re tasked with picking what level of risk you’re comfortable with, which will depend on your future financial goals and personal risk tolerance.

There are two types of variable annuities you can purchase:

Variable Immediate Annuities

By purchasing an immediate annuity, you’ll start getting income payments immediately after you purchase with a lump-sum.

Variable Deferred Annuities

Below are the features included with variable deferred annuities:

  • Tax-deferred growth while funds are accumulated (Profits become taxed like regular income after withdrawal. There might be a 10% penalty when you withdraw before you turn 59 ½). Of course, your death benefits and cash value of the annuity policy will be lowered upon taking early withdrawals.
  • Death benefits for your heirs
  • Tax and penalty-free transfers between sub-account investment products
  • Many different payout choices like systematic withdrawals and annuitization (Subject to surrender charges for early withdrawals)

Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved.

The tips below are a great starting point for selecting variable annuities that are right for you.

Tips for Selecting Variable Annuities

Trying to figure out which variable annuities would be most beneficial for you? Consider the following tips:

You're in good hands.

Fletcher Insurance Group works exclusively with Nationwide Financial and its array of products whose Financial Strength is one of the highest in the industry

Consider number of investment options.

You want a wide variety of investment options to pick from, so that’s what we offer. You can also move your investments around at any time, allowing you to change your investment strategies whenever you desire.

Look at company reputation.

A reputable company has many different packaged options for you to choose from based on your risk tolerance and future financial goals. A company you can trust also has experienced registered representatives that can guide you toward making your own personalized financial plan. At Fletcher Insurance Group, we have only the most highly trained and helpful registered representatives ready to help whenever you need us.

If you want to start earning with your own variable annuities, simply request a quote to speak with one of our registered representatives.

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