Investments for Peaceful Retirement

Fixed Annuities

Fixed annuities are perfect for those who have set themselves up to be financially secure in the future and are looking to lock in guaranteed earnings.

Guarantees and protections are subject to the claims paying ability of the issuing insurance company.

Contact us today to find out how we can help.

Features of Fixed Annuities

When you purchase fixed annuities, you are guaranteed the principal investment and an agreed-upon interest rate. You purchase them from an insurance provider to assist you in accumulating assets for when you retire. They are not meant to be used for:

  • Replacing emergency money supplies
  • Replacing income to purchase everyday items
  • Funding short-term investment opportunities

The benefits provided by fixed annuities are the following:

  • Very low investment risk
  • Tax deferral on investment earnings
  • Freedom to withdraw money (If withdrawn before age 59 ½, you’ll face a 10% fee)
  • Death benefits for your heirs

Before investing, understand that annuities are not insured by the FDIC, NCUSIF or any other federal government agency, and are not deposits or obligations of, guaranteed by, or insured by the depository institution where offered or any of affiliates. Annuities that involve investment risk may lose value.

Be aware that fixed annuities are contracts purchased from a life insurance company. They are designed for long-term retirement goals. Subject to the claims-paying ability of the issuing company.

Not sure if a fixed annuity is right for you? It may be a good idea to work with a professional registered representative.

The Benefits of Working With a registered representative

When you are new to investing, it’s a great idea to consider working with a registered representative to help you put your money into investments that fit your needs. registered representatives provide you the following benefits:

Personalized investment plans – Your registered representative will look at your tolerance for risk and current financial situation to help you decide if annuities are right for you.

Access to more investment options – A registered representative will know many types of investment options, allowing you to put your money where it will best serve you in the future.

Insurance and tax benefits – registered representatives Federal income tax laws are complex and subject to change. Neither Nationwide nor its
representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions.

If you’d like to discuss your options with a Fletcher Insurance registered representative, simply request a quote and we will contact you as soon as we can.

Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions.

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