Ultimate Flexibility and Control
Universal Life Insurance
If you’re the type to always want to change and optimize things along the way, our Universal Life insurance is for you. You’re able to adjust your monthly premium and payout benefits as time goes on to fit your evolving needs.
Contact us today to find out how we can help.
When Should You Consider Universal Life Insurance?
Universal life insurance allows you to be much more flexible with your long-term plans. It’s a permanent life insurance plan that gives you the power to adjust both your premium and your death benefit payout.
Universal Life policies are best utilized when you have large expenses with defined end dates, such as mortgage payments, major loans or a child’s college fund. After these have been paid off, you’re allowed to lower your premium to keep extra cash for now while decreasing your death benefit payout.
Here are some additional details about Universal Life insurance:
For more information about Universal Life insurance, please see the next section.
Universal Life Insurance Advantages
Universal life insurance has other advantages aside from its flexibility, including the following:
If you’d like help deciding if universal life insurance is the right choice for you, please request a quote to get advice from one of our reps.
As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life
insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.